Xa kufika ixesha lokuthenga izixhobo zokuhamba ezifana ne-scooters, abantu abaninzi baxhomekeke kwi-inshurensi ukubanceda ukubahlawulela.Ukuba ungumxhamli we-Medicare kwaye ucinga ukuthenga i-scooter yokuhamba, unokuzibuza, "Ngaba i-Medicare iya kuhlawulela i-scooter yokuhamba?"Ubunzima benkqubo yesicwangciso se-inshorensi ukufumana isithuthuthu sokushukuma.
Funda malunga ne-inshurensi yezempilo :
I-Medicare iCandelo B libandakanya izixhobo zonyango ezihlala ixesha elide eziyimfuneko (DME), eziyinxalenye ye-Medicare kwaye inokubonelela ngokhuseleko lwee-scooters zokuhamba.Kubalulekile ukuqaphela, nangona kunjalo, ukuba ayizizo zonke ii-scooters zokuhamba ezihlawulwa yi-inshurensi yezempilo.I-Medicare ngokubanzi ibonelela ngee-scooters kubantu abaneemeko zempilo ezichaphazela kakhulu ukuhamba kwabo.Ukongeza, umntu ngamnye kufuneka ahlangabezane neendlela ezininzi ezikhethekileyo ukuze afanelekele ukhuseleko.
Indlela yokufaneleka kwi-inshorensi yezonyango :
Ukufumanisa ukuba umntu ufanelekile na kwi-Medicare coverage ye-mobility scooters, iimfuno ezithile kufuneka zifezekiswe.Umntu kufuneka abe nemeko yezempilo evimbela ukuba enze imisebenzi yemihla ngemihla, njengokuhamba, ngaphandle koncedo lomhambi.Le meko kulindeleke ukuba iqhubeke kangangeenyanga ezintandathu, kungabikho phuculo lubonakalayo ngelo xesha.Ukongezelela, ugqirha wobuqu kufuneka amisele i-scooter yokuhamba njengoko kuyimfuneko ngokwezonyango kwaye angenise amaxwebhu afanelekileyo kwi-Medicare.
Amanyathelo okufumana isithuthuthu sokushukuma ngeMedicare:
Ukuthenga isithuthuthu sokuhamba ngeMedicare, kukho amanyathelo athile ekufuneka uwalandele.Okokuqala, kufuneka udibane nogqirha wakho, oya kuvavanya imeko yakho kwaye aqinisekise ukuba i-scooter yokuhamba iyafuneka.Ukuba ugqirha wakho umisela ukuba uyahlangabezana nemigaqo yokufaneleka, baya kukumisela isithuthuthu sokuhamba.Emva koko, umyalelo kufuneka uhambe kunye neSatifikethi seMfuno yezoNyango (CMN), equlethe iinkcukacha malunga nokuxilongwa kwakho, ukuxilongwa, kunye nemfuneko yonyango ye-scooter yokuhamba.
Emva kokuba i-CMN igqityiwe, kufuneka ingeniswe kumboneleli we-DME ofanelekileyo owamkela isabelo esivela kwi-Medicare.Umboneleli uya kuqinisekisa ukufaneleka kwakho kwaye ufake ibango kwi-Medicare egameni lakho.Ukuba i-Medicare iyalivuma ibango, baya kuhlawula ukuya kuthi ga kwi-80% yemali evunyiweyo, kwaye uya kuba noxanduva lwe-20% eseleyo kunye nayo nayiphi na i-deductibles okanye i-coinsurance, kuxhomekeke kwisicwangciso sakho se-Medicare.
Unyino lokuFikelela kunye noKhetho olongezelelweyo :
Kuyafaneleka ukuqaphela ukuba i-inshurensi yezonyango inemida ethile yokugubungela ii-scooters.Ngokomzekelo, i-Medicare ayiyi kugubungela ii-scooters ezisetyenziselwa imisebenzi yokuzonwabisa yangaphandle.Ukongeza, i-inshurensi yezempilo ithathela ingqalelo ii-scooters ezineempawu eziphucukileyo okanye uphuculo olungagutyungelwanga.Kwiimeko ezinjalo, abantu banokufuneka bathenge ezi zongezo epokothweni okanye baqwalasele ezinye iinketho ze-inshurensi ezongezelelweyo.
Isiphelo :
Ukufumana i-scooter yokuhamba nge-Medicare kunokuba lukhetho olusebenzayo lwabaxhamli abafanelekileyo.Nangona kunjalo, kubalulekile ukuqonda indlela yokufaneleka, amaphepha ayimfuneko, kunye nemida ehambelana nokugubungela.Ngokulandela amanyathelo achazwe kwesi sikhokelo esibanzi, unokuhamba ngenkqubo ye-Medicare kwaye ubone ukuba iindleko zakho ze-scooter ziya kuhlawulwa.Khumbula ukubonisana nomboneleli wakho wezempilo kunye nommeli we-Medicare ukucacisa nawaphi na amathandabuzo kwaye uqinisekise ukufikelela okugudileyo kuncedo lokushukuma olufunayo.
Ixesha lokuposa: Jun-26-2023